Electronic Exchange Systems (EXS Timeshare Credit Card) has emerged as the top merchant service provider for online / moto / card not present credit card processing in the time share industry. Take advantage of the highest monthly processing limits and the most progressive pricing models available to you. Accept all forms of electronic payments including Visa, Mastercard, Discover, American Express, and Electronic Checks directly from your website. Recurring billing available for subscription or monthly membership services. Stop using PayPal, Square, and First Data! We have the same “pay now” button for your internet website. Time Share Industry Classifieds, Advertising & Marketing Companies, Resellers, Travel Resale and Tours can integrate our “purchase now” button and start accepting electronic credit card transactions via your website. Standard E-Commerce setup includes an EXS Timeshare Credit Card merchant account with a FREE Authorize.net gateway account. No merchant application fee, no gateway setup fee. Shopping cart integration is simple, no additional programming or web design needed.
Compare EXS Timeshare Credit Card to Alternative Payment Systems
| EXS Timeshare Credit Card Merchant Account with Authorize.Net Gateway Account (Timeshare Industry Friendly Banks) |
PayPal Express Checkout (*Prohibited Will Close Timeshare Companies) |
First Data (*Prohibited Will Close Timeshare Business) |
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| Your Money | |||
| Receiving Your Money | As few as 1-2 days. Automatic deposit into your merchant account. Transaction flows directly from your shopping cart to your bank account. | 3-4 business days; merchant must request transfer to their bank account; 1-2 weeks for paper check ($1.50 per check). Withdraw limit may apply (restricts the funds you receive). | Up to 5 business days; merchant must request transfer to their bank account. Monthly payout limit may apply (restricts the payout you receive). |
| Safety of Your Money | Your merchant account is with a financial institution, so your funds are FDIC insured. | Not a regulated financial institution, not necessarily FDIC insured. | Not a regulated financial institution, not FDIC insured. |
| Seller Benefits | |||
| Customer Reach | Credit cards remain the most popular online payment type—accounting for 85%** of online purchases. If you do not directly accept credit cards, you are missing out on business. | Shoppers must create a PayPal account to make purchases. | Shoppers must create a FirstData Merchant account to make purchases. |
| Competitive Pricing | Flexible pricing. EXS Timeshare Credit Card offers the most progressive pricing in out industry. Processing rates guaranteed lower than PayPal or First Data Processor. | Rates controlled exclusively by eBay®/PayPal. | Rates controlled exclusively by First Data. |
| Advanced Fraud Protection | You set fraud controls to suit your unique business:
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You have no visibility into the fraud filters/risk modeling PayPal uses. Their controls may cost you legitimate business by declining transactions you may otherwise wish to accept. | You have no visibility into the fraud filters/risk modeling First Data uses. Their controls may cost you legitimate business by declining transactions you may otherwise wish to accept. |
| Transaction Dispute Resolution | You are represented by EXS Timeshare Credit Card and acquiring bank, both of which share your interest in getting paid. | Mediation service that represents both buyer and seller, making fair resolution challenging and risking the possibility of frozen funds/account. | Mediation service that represents both buyer and seller, making fair resolution challenging and risking the possibility of frozen funds/account. |
| Customer Support |
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Web form e-mail
Toll-free phone support is difficult to find and available to only silver level Power Sellers and above. |
Self help only. |
| Customer Experience | |||
| User Satisfaction | The preferred payment gateway of major credit card processors and merchants. | Only 44% of shoppers rate their shopping experience as either very good or good.* | Only 19% of shoppers rate their shopping experience as either very good or good.* |
| Shopper Experience | Customers can pay seamlessly without being forced to leave your site. | Checkout process is interrupted; customers must leave your site to make payments. You lose the ability to communicate with your customer—and possibly the sale. | Checkout process is interrupted; customers must leave your site to make payments. You lose the ability to communicate with your customer—and possibly the sale. |
| Building Your Business | |||
| Credibility and Professionalism of Your Site | Accepting credit cards directly on your site lends credibility that you have an established business. Any legitimate e-commerce site needs a stand alone shopping cart integrated with a merchant account. | PayPal is for Ebay! Many shoppers view PayPal strictly as a solution for amateur or inexperienced vendors that may not have a proven business. | You must prominently advertise on your site, whether that fits with your site design or not. |
| Building Your Brand | You control the look of your checkout page, either on your own site or by using our hosted payment form, allowing you to reinforce your company’s brand. | Your customers are redirected to another company’s checkout page. | Your customers are redirected to another company’s checkout page, and you have almost no ability to customize the checkout process. |
| Repeat Customers | You control your customer’s payment information, making it possible to market to your customers for repeat business. EXS Timeshare Credit Card provides subscription payment services called Automated Recurring Billing™ (ARB) and Customer Information Manager (CIM), which securely store customer data for simple and secure repeat transactions. | Restricts customer contact. | You do not control access to your customer’s e-mail address, making it difficult to build your brand with your customer base. |
** Global Payments Web site (http://merchantaccounts.networksolutions .com).
This competitive information is for illustrative purposes only and is subject to change at any time. Please contact us to report information you believe to be out of date